Table of Contents
- Personal injury damages fall into three categories: economic, non-economic, and, in rare cases, punitive.
- Recoverable damages may include medical bills, lost income, pain and suffering, and more.
- An experienced attorney can help ensure your claim reflects the full scope of your losses.
When you’ve been injured in an accident, your life can feel like it’s been turned upside down. Medical bills start piling up, work becomes difficult (or even impossible), and even the simplest daily routines may suddenly be filled with pain. You’ll find yourself wondering how to pay for your bills and take care of your dependents, and in some cases, you may have a personal injury claim.
Personal injury law is designed to make you “whole” again, as much as possible, by compensating you for the losses caused by someone else’s negligence. While money can’t erase what happened, it can provide stability and consistent access to medical care.
At The Dixon Firm, we help our clients understand the types of damages available and how to pursue the full amount they’re entitled to under the law. Understanding what you may be owed can help give you peace of mind moving forward.
Understanding the Purpose of Damages
Damages in a personal injury case are not about giving you a “windfall” or punishing someone just for making a mistake. Instead, they are about restoring balance after harm. The goal is to place you in as close a position as possible to the one you were in before the accident happened.
There are generally three main categories of damages in personal injury cases: economic damages, non-economic damages, and (in some cases) punitive damages.
Economic Damages
Economic damages are the most straightforward because they represent the actual financial costs of your injury. These include hospital bills, follow-up care, rehabilitation, prescriptions, and any future treatment you may need.
Lost wages are also part of this category, whether you’ve missed a few weeks of work or your injury limits your career long-term. Property damage, such as repairing or replacing a car, is another example. Even small expenses, like paying for transportation to medical appointments, can count toward your economic damages.
Non-Economic Damages
Not every loss can be measured with receipts. Non-economic damages address the human impact of an accident. Physical pain, ongoing discomfort, emotional distress, anxiety, depression, and loss of enjoyment in everyday life all fall into this category.
If your injuries keep you from hobbies, family activities, or even normal daily routines, that’s a very real loss the law recognizes. These damages often require compelling storytelling and evidence to show just how much your life has changed.
Punitive Damages
Punitive damages are different from the first two categories. They are not designed to compensate you for losses but to punish particularly reckless or intentional behavior and deter others from acting the same way.
Courts reserve punitive damages for extreme cases, like drunk driving crashes or egregious corporate misconduct. While rare, they can significantly increase the overall recovery in a personal injury case.
What Might Your Claim Include?
So, what might a personal injury settlement or verdict cover? Depending on your circumstances, you may be entitled to:
- Medical costs (emergency care, surgeries, rehabilitation, future treatment)
- Lost wages
- Diminished earning capacity
- Property damage
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Loss of companionship or support
- Punitive damages
- Value of life in wrongful death cases
This single list captures the wide range of potential recoverable damages in one place. Every case is different, and the actual compensation depends on your injuries and the evidence available. Other factors, like policy limits and parties involved, also affect your settlement.
How Damages Are Calculated
Determining damages takes precision and experience. While economic damages rely on documents like medical bills and pay stubs, future expenses often require input from doctors, vocational experts, or economists. Non-economic damages are more subjective, but their value is just as real. Insurance companies often try to downplay these losses, which is why having a strong legal team matters.
Attorneys with experience in personal injury law understand these types of losses and can help quantify them with a dollar amount. They will also understand how local courts view these types of losses and how carriers have compensated survivors in the area for the same.
The severity of your injuries, how long recovery will take, whether you can return to your job, and how your life has been disrupted all play a role in calculating fair compensation. Ultimately, it is in your best interest to speak to an attorney about your case.

Why Having an Attorney Matters
Insurance companies don’t always play fair. Their goal is to minimize payouts, not to ensure you receive full and fair compensation. They have entire legal teams looking out for their bottom line. Without experienced legal guidance, you could accept far less than your case is worth.
At The Dixon Firm, we investigate necessary details, document your losses, and negotiate from a position of strength. If the other side refuses to make a fair offer, we’re ready to take your case to court.
Moving Forward After an Injury
An accident is a pivotal point in anyone’s life, and recovery (both mentally and physically) can take time. Pursuing your damages to help you reclaim your life isn’t about greed; it’s about justice and accountability. By securing the resources you need, you have the chance to move forward.
If you’re asking yourself if a personal injury case might help you cover the expenses you are unable to pay, the best next step is to speak with an attorney who can evaluate your situation and explain your options. At The Dixon Firm, we’re here to listen, advise, and fight for the compensation you deserve.